Free Mortgage Advice: Get Unbiased, Expert Guidance
Get the best price on the right Mortgage
Finding success in mortgage processes becomes simpler when free mortgage advice enters the picture. As independent mortgage advisors, we offer specialized expert advice that enables you to find the best mortgage deals that can save you more than $5,000.
Find the best mortgage for you
Not all mortgage products are created equal. We find the best product and mortgage advice for your unique situation
Get Started Finding the Best Mortgage For You
See if you should refinance
We factor in closing costs and other one-time fees to ensure you’re actually saving money
Get Started With Our “Should I Refinance?” Tool
Compare an existing offer
See if you’re getting the best deal and if there are ways to lower rates or fees
Get Started with Mortgage Price Comparison
See how much house you can afford
Independent mortgage advice to calculate home affordability calculator with live market data
Optimize Home Buying Power
Estimate With An 80k Salary
Estimate With A 100k Salary
Estimate With A 120k Salary
Our tools adjust to your personal loan scenarios
New Interest Rate
Old Interest Rate
Loan Amount
Potential Monthly Savings
$167.43
The Process of Working with Solve Finance
1. Initial Consultation
Throughout this meeting, you will share details about your financial standings, objectives, and preferences. Your needs become clear to our advisor, allowing our app to create a specific approach for your mortgage search. Your ability to borrow money depends on their evaluation of your credit score, net income or rental income, and present debt situation.
2. Market Research
During the process, an advisor evaluates different mortgage options by analyzing their rates and conditions to identify the selection that best matches your needs. Through our broad professional relationships, they can obtain exceptional offers that standard homebuyers normally miss out on.
3. Recommendation
Through their study, these advisors offer several choices to you, which they detail with advantages and disadvantages for you to decide. Their attention helps you pick a mortgage solution that perfectly suits your financial and personal objectives.
4. Application Assistance
Additionally, the advisor helps clients through mortgage application requirements by validating proper documentation while assisting with submissions. Through their professional engagement with lenders, the advisor will handle any problems that occur throughout the application process.
5. Ongoing Support
A good advisor will continue to assist with any upcoming questions or support needs beyond mortgage approval. Independent mortgage advisors assist clients through interest rate fluctuations and help explore mortgage refinancing opportunities and future deals.
Frequently Asked Questions (FAQ)
What is free mortgage advice, and how does it work?
Free mortgage advice connects you with experts who help you find the best mortgage options without charging you directly. Advisors like Solve Finance compare different lenders and loan products to ensure you're getting the best possible deal.
Is free mortgage advice really unbiased?
Yes. Independent mortgage advisors work with a variety of lenders rather than being tied to a single bank. Services like Solve Finance prioritize finding the right mortgage for you, not pushing a specific loan.
Can I trust free mortgage advisors if they are paid by lenders?
A reputable advisor’s goal is to secure the best deal for you, as their business relies on customer trust. Advisors are required to disclose commissions, so you’ll know exactly how they are compensated.
Will I get a better mortgage rate with an advisor than going to my bank?
Often, yes. Advisors can help you negotiate better terms but most importantly they shop around effectively for you.
What if I already have a mortgage offer? Should I still get free advice?
Absolutely. An advisor can review your existing offer and let you know if there are better deals available. Solve Finance provides a free mortgage comparison tool that helps you see if you’re truly getting the best rate.
Can free mortgage advice help me decide if I should refinance?
Yes. Refinancing can be a smart way to save money, but only if the numbers add up. A mortgage advisor will calculate potential savings and ensure refinancing makes financial sense for you.
How do I know if I can afford a mortgage?
Advisors use live market data and affordability calculators to estimate your buying power. They consider your income, expenses, and debt to provide a realistic picture of what you can afford.
What’s the catch? Is there any downside to free mortgage advice?
There’s no direct cost, but advisors may work with certain lenders more than others. Choosing an advisor with broad lender access, like Solve Finance, helps ensure you’re getting a full-market comparison.
How do I find a trustworthy mortgage advisor?
Look for advisors with strong client reviews, proper industry certifications, and transparent fee structures. Advisors who offer a range of mortgage products and are regulated by financial authorities are usually the best choice.
Can I get free mortgage advice if I have bad credit?
Yes. Some advisors specialize in finding loans for people with lower credit scores. They can guide you toward lenders who offer flexible approval terms.
Is it necessary to work with a mortgage advisor, or can I handle it on my own?
You can apply for a mortgage yourself, but you might miss out on better deals. Advisors save time and often secure better terms than if you were to go directly to lenders.